This story is based on a gentleman who indeed did.
.. used to come to my parents' house in 1971 from Bangladesh. He was at the University of Rhode Island. And I was four, four years old, at the time, and so I actually don't have any memories of this gentleman.
I had no idea that I would ever get involved with something like lending money to poor people, given the circumstances in which I was working in Bangladesh.
There are cultural issues everywhere - in Bangladesh, Latin America, Africa, wherever you go. But somehow when we talk about cultural differences, we magnify those differences.