80+ Michelle Singletary Quotes On Education, Marriage And Npr

Michelle Singletary is an American personal finance columnist for The Washington Post. She is the author of several books, including The Power to Prosper and her latest, The 21-Day Financial Fast. She also hosts a nationally syndicated radio program, The Michelle Singletary Show. Following is our collection on famous quotes by Michelle Singletary on leadership, love, education.

Top 10 Michelle Singletary Quotes

1. A foreclosure does not define you financially.
2. Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.
3. My first piece of career advice is find your gifting. Find the thing that you are skilled at and figure out if you can make a living doing it.
4. I'm driving my old car until I'm on a first name basis with the low tow truck drivers!
5. You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.
6. Having a separate fund for the things in life that happen, helps keep the emergency fund in tact in case you lose your job or income.
7. If you'll have enough saved and nobody has to take on debt and you want to retire, shoot go for it.
8. No matter who is in the White House, I just keep doing what my grandmother taught me. Hate debt. Save. The best any of us can do really.
9. Policy changes like what you desire come from our politicians. So let them know what you think.
10. When you give people who are being financially responsible money, you are enabling them to continue a bad habit. So you are actually helping by saying, "Love you but no."

Michelle Singletary Short Quotes

• Light has a way of keeping people honest.
• Sometimes your gut is right. And sometimes not.
• I just don't like people taking debt into retirement.
• If we don't want the companies to cheat on us, we shouldn't be cheating on them.
• Kids can and are a blessing. But plenty of people without kids live and die just as happy.
• You'll feel better when you get all that debt off your back.
• I've decided to keep working until my last kid is thu college.
• Always keep an eye out for other opportunities.
• Once you finish paying for college you could reduce your life insurance.
• Having kids doesn't mean they would have taken care o you.

Michelle Singletary Quotes About Love

You are rich if you have enough to meet your most basic needs. You are rich if you have access to clean water, food, shelter, love, a roof over your head.You have to count your blessings to see that you are richer than you think. — Michelle Singletary

I love teaching people how to handle their money and I've built a brand on that skill. — Michelle Singletary

Money may not buy love, but fighting about it will bankrupt your relationship. — Michelle Singletary

Michelle Singletary Quotes About Money

If we aren't careful, our children will come down with 'affluenza,' a disease that causes them to confuse wants and needs. We need to teach our children what my grandmother taught me: Think twice about spending money you don't have on things you don't need to impress people you don't like anyway. — Michelle Singletary

You know me and I have a pension. It provides some comfort but only some. It's still not enough to live off completely but it sure will help. But I'll say this. I try to forget about it and save like a maniac because I want the assurance of having other pots of money. — Michelle Singletary

My kids have to maintain good grades. They have to be involved in activities. They have to report to me how thing are going. I watch for any activity that would steer them wrong - drinking, drugs, etc. So their skin in the game is knowing the money won't be there if they don't do their part. — Michelle Singletary

I'm keenly aware of how important it is to set a good example. You may not think that your kids are paying attention to you, especially with something like money, but they probably are. — Michelle Singletary

I write for people who are good money managers and want to know how to be even better stewards over their money. — Michelle Singletary

My grandmother was extremely smart when it came to money, but she also worried a lot about not having enough. So it's with her in mind that I aim to explain complicated financial things so the folks like her won't be afraid to make certain money moves. — Michelle Singletary

So many people joke that life with me - a professed lifelong penny pincher - must be tough. But [my husband] is a great money manager. And he helps me let go of my fear of spending while still being frugal. — Michelle Singletary

We all only have a certain amount of money and that means yes, we have to make choices and sometimes those choices mean we don't get what we want. — Michelle Singletary

Set up rules for when you will "give" not lend money. Never lend. My people know that I'll help with college. I'll help if they lose they job thu no fault of their own. — Michelle Singletary

You shouldn't invest the money if you are looking to use it within five years. Too much risk. — Michelle Singletary

Michelle Singletary Quotes About Do With Your Money

Having fun time is a good use of your money. — Michelle Singletary

I usually find that my gut doesn't steer me wrong when it comes to my money! — Michelle Singletary

A smart couple with a healthy financial relationship is always talking about money and how they're handling it. If there's a medical emergency or a job loss, talk about it. If there's a windfall, talk about it. Your financial situation is a constantly changing thing. — Michelle Singletary

You don't need to waste money on a fancy program or app to do a basic budget. I've been using a simple Excel spreadsheet since 2005 to track my monthly budget. — Michelle Singletary

My husband and I are pretty good at leaving money alone until we need it for what we've saved it for. — Michelle Singletary

The sad thing is many people learn how to manage money after they've made a lot of financial mistakes, some that take decades to fix. — Michelle Singletary

We know intellectually that money can't buy happiness yet we spend and go into debt as if it does. — Michelle Singletary

Don't let people scare you from a career that may not net you a six figure salary. If you want to be a teacher, teach. But knowing that your salary may only reach a certain level, do all that you can to become the best money manager you can be. — Michelle Singletary

The schools can't cover all the values that go along with how you handle your money. For example, a financial literacy class might not teach me to hate debt the way my grandmother, Big Mama did. — Michelle Singletary

The rich are depressed because they realize their money can't buy them out of their issues. — Michelle Singletary

Michelle Singletary Quotes About Financial

I understand why many are still poor or struggling to make just a middle-income lifestyle. I'm a fiscal conservative, but I also have compassion for people who make financial mistakes. — Michelle Singletary

I use my financial values to set my limitations. I have three children I want to put through college debt free. So that means I can't spend wildly or with disregard. — Michelle Singletary

[My grandmother] managed her money better than some financial professionals I know. I give credit always to her because she is the reason I have my column and national recognition. — Michelle Singletary

Michelle Singletary Famous Quotes And Sayings

Not all Trump supporters are bigots. They believe he had something to offer. I may disagree. You may disagree but we need to be civil to each other. Use the facts to make your point. I had read that the clothes made by some of the brands use sweatshops. Facts folks not feelings. We all have to live with each other and our choices. — Michelle Singletary

Save what you can toward the emergency and life happens fund. But don't worry yourself sick at the slow growth. The point is it's growing even it's just one dollar at at time. — Michelle Singletary

I will just say, no matter where you buy the car, do your homework. When I purchase a car I come in with a folder an inch thick. In fact, one time the auto sales person asked if he could copy my research! — Michelle Singletary

You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing yourself. — Michelle Singletary

I also admire my pastor, John K. Jenkins Sr. (First Baptist Church of Glenarden). My pastor taught me the importance of tithing and giving back, that it has to be at the top of my budget. And he is one of the most generous folks I know. — Michelle Singletary

To get started, track your expenses for a couple of months. Then you should be able to start filling in your estimated debits and deposits for the next few months. Once you get it rolling for a while, you will be able to see your budget for the upcoming months reflected in the estimated totals. You can even notice year-to-year trends, like bonuses, tax bills, etc. that come up routinely and it will help you budget accordingly. — Michelle Singletary

The number of those 19 to 25 with private insurance increased from 51 to 55.8 percent, and the percentage of uninsured fell from 33.9 percent in 2010 to 28.8 percent during the first half of 2011. — Michelle Singletary

There's nothing wrong with having a 9-to-5 job, but figure out a way to have another stream of income. — Michelle Singletary

We all fall - even me. — Michelle Singletary

I'm not a fan of debt consolidation. In my experience, many people "clear" credit cards and other debt to get the one payment and never change what they need to change to prevent getting into debt again. — Michelle Singletary

Remember life insurance is intended as income replacement to help dependents and or/spouse pay for things that your income would have covered. When you get to the point that you're dependents (Your kids mostly) aren't dependent on your income, you could reduce the amount of life insurance you are carrying. — Michelle Singletary

I knew I had found my life's passion after writing my first column for The Washington Post. The response was like nothing we had seen in the business section. Everyday people were writing that finally someone was speaking to them in a way that was understandable. I think we were all shocked at how many readers wrote in to say that they too had a Big Mama who taught them about money. — Michelle Singletary

My grandmother's grandparents were slaves. My grandmother Big Mama would tell me about the stories she heard as a child growing up in the shadows of a North Carolina plantation. It's only been in my lifetime that blacks have had the right to vote, live in certain areas or hold certain jobs. It is with this black history that I write about the financial challenges African-Americans still have. — Michelle Singletary

My writing is definitely influenced by and speaks to African-Americans because that is who I am. I'm black. I'm a black woman. I'm a black mother, wife, churchgoer, etc. I am the legacy of slavery. — Michelle Singletary

My rule is when in doubt hire a professional. You could do it just this year and then you have direction to resume doing it yourself after the consultation. What you don't want is to do it wrong and be hit by a huge tax bill. Remember the old saying, "Don't be pennywise and pound foolish." — Michelle Singletary

My experience may be different than theirs, readers can identify with trying to save for retirement or their own kid's college fund. In truth, the name of the column, "The Color of Money," has less to do with my race than the fact that the color of money is green and it's green we all need to live a good life. — Michelle Singletary

The key to making sure your credit stays good is paying the bill on time. If you are paying the balance off even if there is something on the card in recent purchases, you are good. — Michelle Singletary

I've found that when you can quickly knock out debt you get motivated because you see progress. Then you attack the other debt so fast that even if it's at a higher interest rate, you don't end up paying much more because you've gotten rid of it. — Michelle Singletary

There are some dark days when I do receive some racist mail or emails. But overall the response to me has been very positive. Readers relate to me not just as an African-American, but as an American trying to make sense of her personal finance, just like them. — Michelle Singletary

We have to protect ourselves by doing our own homework. — Michelle Singletary

You need to know everything. You both need to be comfortable with sharing everything. If you can't you are NOT ready to get married. — Michelle Singletary

If you haven't saved, your child may have to work. But do what you can to NEVER take out student or parent loans. — Michelle Singletary

I think you can save and spend to live for however long you live. You just have to be flexible if things don't go as plan. — Michelle Singletary

I write for anybody struggling to manage their money. — Michelle Singletary

You can't time the market. — Michelle Singletary

I use a "Debt Dash" approach to paying off debt. I recommend people focus on paying off the debt with the lowest balance first. So if the primary has less debt you would focus on that. — Michelle Singletary

I understand and respect people who say they want to boycott the Trump brand. I also respect your right to buy his products. But what you miss is that no one in public office, Hilary or Trump should use that platform to profit themselves. In Trump's case there are serious concerns about the conflict of interest in his brand and business ownership. Do we really want a president who had products he can push while working for the American people? — Michelle Singletary

That's is life. You move and change according to things that happen to you and things that you make happen because of poor choices. — Michelle Singletary

You still need to save but being debt-free in retirement is and should be a goal. — Michelle Singletary

I like the idea of having a paperless society.But to be paperless means you have to be so careful with your identity. — Michelle Singletary

There are other ways to motivate students than requiring them to take on debt or work long hours taking away from their studies. For example, we don't allow our kids to work during the school hours their freshman year. After that, they can work a little but not so much that it hurts their education. — Michelle Singletary

Priorities lead to prosperity. — Michelle Singletary

It's why this election was HORRIBLE. It was either Hilary is the devil and Trump a saint. Or Trump the devil and Hilary a saint. Can't we all have a decent, civil conversation without throwing "shade?" — Michelle Singletary

Many debt collectors offer a lump sum option so ask. And if you get it, make sure it's in writing and you keep the payoff statement FOREVER. — Michelle Singletary

Life Lessons by Michelle Singletary

1. From the work of Michelle Singletary, we can learn the importance of financial literacy, budgeting, and saving for the future.
2. We can also learn the importance of taking responsibility for our financial decisions and avoiding debt.
3. Finally, we can learn the value of living within our means and making smart investments for long-term financial success.