High interest rates focus on the revenue of a parasitic class. — Linda McQuaig
Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it. — Albert Einstein
Regional interest rate differentials persisted until around the time of World War I and helped shape the attitudes of Americans living in western areas toward the nation's financial system. — Jerome Powell
Sleep is the interest we have to pay on the capital which is called in at death; and the higher the rate of interest and the more regularly it is paid, the further the date of redemption is postponed. — Arthur Schopenhauer
Over time, low rates can put pressure on the business models of financial institutions. — Jerome Powell
When the time comes to raise interest rates, we’ll certainly do that, and that time, by the way, is no time soon. — Jerome Powell
An investment in knowledge pays the best interest. — Benjamin Franklin
Risk-tolerant investors, risk-adverse investors, return — Howard Marks
Big banks, highly leveraged casinos, do whatever they can to keep the cost of their gambling as cheap as possible. This means keeping interest rates as cheap as possible. — Max Keiser
The FOMC has considerable control over short-term interest rates. — Jerome Powell
Too much money, risky and new, asset prices, prospective returns, safety — Howard Marks
Businesses and households react to lower rates by investing and spending more. — Jerome Powell
Skillful investors, risk, stability, dependability of value, relationship between price and value — Howard Marks
The strongest force in the universe is Compound Interest. — Albert Einstein
We're seeing the yield curve steepen, that means long rates are going up but short rates are not because the Fed is holding them down and this is usually good for financial stocks. — Cathie Wood
Short Interest Rate Quotes
The bank hath benefit of interest on all moneys which it creates out of nothing. — William Paterson
Worry is the interest paid by those who borrow trouble. — George Washington
Investment risk, high prices, optimism, skepticism, risk aversion — Howard Marks
Successful investing, attention, aspects, satisfactory, risk, challenging, essential — Howard Marks
Return alone, quality of investment decisions — Howard Marks
Awareness, price and value, successful risk dealing — Howard Marks
Worry is interest paid on trouble before it comes due. — William Ralph Inge
Money is always moving. — Andrew Tate
Recognizing risk, investors paying it too little heed — Howard Marks
Fundamentals, value, price, successful investing — Howard Marks
Loneliness does not come from having no people around you, but from being unable to communicate the things that seen important to you.
A Bank Quotes
A bank is a place that will lend you money if you can prove that you don't need it. — Bob Hope
If the environment were a bank, it would have been saved by now — Bernie Sanders
I am a forest, and a night of dark trees: but he who is not afraid of my darkness, will find banks full of roses under my cypresses. — Friedrich Nietzsche
Challenges are what make life interesting and overcoming them is what makes life meaningful.
Dress suitably in short skirts and sitting boots, leave your jewels and gold wands in the bank, and buy a revolver. — Constance Markievicz
When plunder becomes a way of life, men create for themselves a legal system that authorizes it and a moral code that glorifies it. — Frederic Bastiat
I want to rob a bank with a BB gun. "Give me all your money or I will give you a dimple! I will be rich, you will be cute. We both win." — Mitch Hedberg
People will hate you, rate you, shake you, and break you. But how strong you stand is what makes you.
A jump shot can get you a shoe deal, a big house, a supermodel, fancy cars, a bunch of yes men, a Swiss bank account. But none of these things can get you a jump shot — Allen Iverson
You are a den of vipers. I intend to rout you out and by the Eternal God I will rout you out. If the people only understood the rank injustice of our money and banking system, there would be a revolution before morning. — Andrew Jackson
Bank robbery is an initiative of amateurs. True professionals establish a bank. — Bertolt Brecht
Let me issue and control a nation's money and I care not who writes the laws. — Mayer Amschel Rothschild
Mortgage Rate Quotes
Preserving the 30-year prepayable fixed-rate mortgage - it's like the bedrock of the housing system - is critical. — Bill Ackman
There is no better way to quickly buoy hard-pressed homeowners than helping them take advantage of the currently record low fixed mortgage rates and significantly reduce their monthly mortgage payments. — Mark Zandi
Read books are far less valuable than unread ones. The library should contain as much of what you do not know as your financial means, mortgage rates, and the currently tight real-estate market alow you to put there. — Nassim Nicholas Taleb
The price of anything is the amount of life you exchange it for it.
Well, we're just now seeing the reductions in mortgage rates. The mortgage rates are based on the ten-year rate and the Fed controls the overnight or the shorter rates. — Franklin Raines
They flooded liquidity in the marketplace but the mortgage rate is based much more on expectations of inflation. So if the average investor believes that there is inflation coming, they'll move that rate up. — Franklin Raines
Well, you know, we've got a lot of stimulus in the economy already from the tax cut, from the lowered interest rates, and also from the refinancing of mortgages. — Franklin Raines
If you don't want temptation to follow you, don't act as if you're interested.
What the mortgage bubble was all about was big banks like Goldman Sachs taking big bundles of subprime mortgages that were lent out largely to low-income, highly risky borrowers, and applying this kind of magic-pixie-dust math to these bundles of securities and slapping AAA ratings on them. — Matt Taibbi
Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even? — Barbara Corcoran
Right now we think that rates will stay low, that you'll be able to get a mortgage below seven percent and that's kicked off a refinance boom that's going to put more money in the pockets of consumers. — Franklin Raines
We think if the economy remains weak that we could see mortgage rates trail down and we think that we could see rates below seven percent into early next year. — Franklin Raines
Compound Interest Quotes
Read 500 pages every day. That's how knowledge works. It builds up like compound interest. — Warren Buffett
All the benefits in life come from compound interest — money, relationships, habits — anything of importance. — Naval Ravikant
Habits are the compound interest of self-improvement. The same way that money multiplies through interest. — James Clear
Always be a first-rate version of yourself and not a second-rate version of someone else.
Habits are the compound interest of self-improvement. — James Clear
Time is your friend; impulse is your enemy. — John C. Bogle
Love is the most powerful force in the world. — Dallin H. Oaks
You show you worth by what you seek.
Imagination is the most powerful force in the universe. — Albert Einstein
The most powerful force in the universe is gossip. — Dave Barry
Play long-term games with long-term people. All returns in life, whether in wealth, relationships, or knowledge, come from compound interest. — Naval Ravikant
Tribalism is the most powerful force in the world. — Patrick Dixon
Student debt is crushing the lives of millions of Americans. How does it happen that we can get a home mortgage or purchase a car with interest rates half of that being paid for student loans? We must make higher education affordable for all. We must substantially lower interest rates on student loans. This must be a national priority. — Bernie Sanders
When the central bank manipulates the interest rate lower than the market clearing price by directing banks to create more money by lending, they are at once reducing the amount of savings available in society and increasing the quantity demanded by borrowers while also directing the borrowed capital toward projects which cannot be completed. — Saifedean Ammous
We have lowered interest rates to near zero in order to bring down borrowing costs. We have also committed to keeping rates at this low level until we are confident that the economy has weathered the storm. — Jerome Powell
Always be a first-rate version of yourself and not a second-rate version of someone else.
We try to find very robust, stable businesses which are only very modestly levered and as a result we don’t need to think particularly ‘top down.’ We don’t need to think about exactly where interest rates are going to be for us to do well. We look for a big discount. If you can buy something for 50 cents in the dollar - yes. — Bill Ackman
The difficulty for Mr. Obama will be when the public sees where his decisions lead - higher inflation, higher interest rates, higher taxes, sluggish growth, and a jobless recovery. — Karl Rove
Low interest rates wipe out savers and devastate middle-class workers. The banksters have orchestrated this wealth transference of trillions, from the poor to the very wealthy. At the expense of everybody who isn't at the top. — Max Keiser
The expectation of gradual policy normalization should reduce the likelihood of outsized movements in interest rates. — Jerome Powell
I'm doing my part, building plants at a record rate, having historic conservation levels. The only people not doing their part is the federal government that is siding with the energy companies against the interests of the people of California. — Gray Davis
As president, I will fight to make tuition in public colleges and universities free, as well as substantially lower interest rates on student loans. — Bernie Sanders
There is clear empirical evidence that the response of EME financial markets to different shocks, including changes in U.S. interest rates, depends importantly on the state of economic fundamentals in the EMEs themselves. — Jerome Powell
Interest rates are going to go up because employment is going to go up. If employment goes up, then our apartments get filled. And if employment goes up, our office buildings get filled. The reality is that increased economic activity combined with increased interest rates is basically bullish for real estate. — Sam Zell
As a woman leader, I thought I brought a different kind of leadership. I was interested in women's issues, in bringing down the population growth rate... as a woman, I entered politics with an additional dimension - that of a mother. — Benazir Bhutto
The wise woman patterns her life on the theory and practice of modern banking. She never gives her love, but only lends it on the best security and at the highest rate of interest. — Henri de Toulouse-Lautrec
However, in spite of the general perception that monetary policy should be conducted so as to avert deflation, a central bank cannot lower interest rates below the zero lower bound. — Toshihiko Fukui
The supply-side effect of a restrictive monetary policy, moreover, is likely to be perverse. High interest rates enter into costs and thus exert inflationary pressure, as well as inhibiting the expansion of capacity or the introduction of cost -reducing capital improvements. — William Vickrey
Students are suffering under incredibly high tuitions and high student loan interest rates. They graduate from school, and they're having a very difficult time finding a job. They don't feel as though there are honest leaders who are listening to them, and who will be a part of the solution. — Tulsi Gabbard
The bankers might not have said it in so many words, but gradually their strategy emerged: Target families who were already in a little trouble, lend them more money, get them entangled in high fees and astronomical interest rates, and then block the doors to the bankruptcy exit if they really got in over their heads. — Elizabeth Warren
The rate of interest acts as a link between income-value and capital-value. — Irving Fisher
Nobody can predict interest rates, the future direction of the economy or the stock market. Dismiss all such forecasts and concentrate on what's actually happening to the companies in which you've invested — Peter Lynch
With all this consumer debt, business debt, government debt, smaller movements in interest rates have a magnified effect. a small movement can tip the boat. — Bill Gross
we often observe that there is abundance of capital to be had at low rates of interest, while there are also large numbers of artisans starving for want of employment. — William Stanley Jevons
True, governments can reduce the rate of interest in the short run. They can issue additional paper money. They can open the way to credit expansion by the banks. They can thus create an artificial boom and the appearance of prosperity. But such a boom is bound to collapse soon or late and to bring about a depression. — Ludwig von Mises
Achieving price stability is not only important in itself, it is also central to attaining the Federal Reserve's other mandate objectives of maximum sustainable employment and moderate long-term interest rates. — Ben Bernanke
At times of recession, running a budget deficit is highly desirable. Once the economy begins to recover, you have to balance the budget. But it will also need additional revenues. Should the government not receive them, we will all get punished with higher interest rates. — George Soros
Put God in your debt. Every stroke shall be repaid. The longer the payment is with-held, the better for you; for compound interest on compound interest is the rate and usage of this exchequer. — Ralph Waldo Emerson
Interest-rate swaps are a tool used by big cities, major corporations and sovereign governments to manage their debt, and the scale of their use is almost unimaginably massive. It's about a $379 trillion market, meaning that any manipulation would affect a pile of assets about 100 times the size of the United States federal budget. — Matt Taibbi
I mean, I'm a conservative. I believe that, you know, if you borrow too much, you just build up debts for your children to pay off. You put pressure on interest rates. You put at risk your economy. That's the case in Britain. We're not a reserve currency, so we need to get on and deal with this issue. — David Cameron
Central banks have gotten out of the central banking business and into the central planning business, meaning that they are devoted to raising up-if they can-economic growth and employment through the dubious means of suppressing interest rates and printing money. The nice thing about gold is that you can't print it. — James Grant
The big question is: When will the term structure of interest rates change? That's the question to be worried about. — Ray Dalio
I do not like debt and do not like to invest in companies that have too much debt, particularly long-term debt. With long-term debt, increases in interest rates can drastically affect company profits and make future cash flows less predictable. — Warren Buffett
When a branch of mathematics ceases to interest any but the specialists, it is very near its death, or at any rate dangerously close to a paralysis, from which it can be rescued only by being plunged back into the vivifying source of the science. — Andre Weil
Thus a long term corporate bond could actually be sold to three separate persons. One would supply the money for the bond; one would bear the interest rate risk, and one would bear the risk of default. The last two would not have to put up any capital for the bond, though they might have to post some sort of collateral. — Fischer Black
The lower interest rates fueled housing and consumption booms in countries such as Spain and Ireland. At the same time, Germany, struggling with the burdens of reunification, tightened its belt and became more competitive. All this led to a wide divergence in economic performance. Europe became divided into creditor and debtor countries. — George Soros
The investor should be aware that even though safety of its principal and interest may be unquestioned, a long term bond could vary widely in market price in response to changes in interest rates. — Benjamin Graham
The single biggest issue that I'm very sensitive to is inflation. I'm very concerned that this extended period where the interest rates were quite low and stimulated a lot of activity could breed inflation and create a problem for us. — Sam Zell
We're guessing at our future opportunity cost. Warrenis guessing that he'll have the opportunity to put capital out at high rates of return, so he's not willing to put it out at less than 10% now. But if we knew interest rates would stay at 1%, we'd change. Our hurdles reflect our estimate of future opportunity costs. — Charlie Munger
If we could ever competitively, at a cheap rate, get fresh water from saltwater, ..(this) would be in the long-range interests of humanity which could really dwarf any other scientific accomplishments. — John F. Kennedy
Our approach is to reject the old vicious circle of the '80s-rising debt, higher long-term interest rates, higher debt repayment costs, lower growth, higher unemployment, then enforced cuts in public spending. That was the old boom and bust. — Gordon Brown
Sound economic fundamentals coupled with a number of positive factors have partially offset the psychological impact of rising interest rates in Hong Kong. — Li Ka-shing
In Conclusion
Which quotation resonated with you best? Did you enjoy our collection of interest rate quotes? Or may be you have a slogan about interest rate to suggest. Let us know using our contact form.
Citation
Feel free to cite and use any of the quotes in this collection of interest rate quotations. For popular citation styles(APA, Chicago, MLA), please use this citation page.
