The only constant is change, and the rate of change is increasing. — Peter Diamandis
The rate of change is not going to slow down anytime soon. If anything, competition in most industries will probably speed up even more in the next few decades. — John P. Kotter
A hospital bed is a parked taxi with the meter running. — Groucho Marx
Time is money, every moment is costly,
So I ration emotion, 'cause existence exhausts me. — Slug
Price is what you pay. Value is what you get. — Warren Buffett
Money is how we keep the score in motor racing nowadays. — Colin Chapman
The development of a rational view of the nature of catalysis was thus absolutely dependent on the creation of the concept of the rate of chemical reaction. — Wilhelm Ostwald
Money is a scoreboard where you can rank how you're doing against other people. — Mark Cuban
Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it. — Albert Einstein
Time can't be measured in days the way money is measured in pesos and centavos, because all pesos are equal, while every day, perhaps every hour, is different. — Jorge Luis Borges
Always be a first-rate version of yourself, instead of a second-rate version of somebody else. — Judy Garland
The best form of welfare for the troops is first-rate training. — Erwin Rommel
To play for a draw (at any rate with White) is to some degree a crime against chess. — Mikhail Tal
You live and learn. At any rate, you live. — Douglas Adams
I think FoxNews ratings are a reliable guide to the attitudes of the American electorate. — Reese Schonfeld
If a rating is bad in another sport, do you see a writer say, 'This sport's over?' No. — Dana White
Prayer heals, especially when it’s practiced at 5.5 breaths a minute. — James Nestor
The rate at which a person can mature is directly proportional to the embarrassment he can tolerate. — Douglas Engelbart
Over time, low rates can put pressure on the business models of financial institutions. — Jerome Powell
We need a national focus on increasing the sustainable growth rate of our economy. — Jerome Powell
Rate Image Quotes
One is rated by others as he rates himself. — Proverbs
It's very difficult to release an X-rated movie. — Jerry Bruckheimer
People will hate you, rate you, shake you, and break you. But how strong you stand is what makes you.
Exchange Rate Quotes
No government can successfully achieve all three goals of having a fixed foreign exchange rate, free capital flows, and an independent monetary policy. — Saifedean Ammous
The exchange-rate trap, another legacy of this former president Alberto Fernández’s government, not only constitutes a social and productive nightmare, but also the surplus of money today is double what it was before the Rodrigazo economic crisis of 1975. — Javier Milei
The point of equilibrium will be known by the criterion that an infinitely small amount of commodity exchanged in addition, at the same rate, will bring neither gain nor loss of utility. — William Stanley Jevons
The price of anything is the amount of life you exchange it for it.
Could you let me have the 3 weeks due to me now and if I work again before August I must of course repay you at the rate of exchange you let me have it at now if you kindly will. — Basil Rathbone
The exchange rate between first-world lives and third-world lives in disaster stories in the media is about 50:1. — Craig Reucassel
If you are asking me if I would advocate that the Chinese go to greater flexibility in their exchange rate, I certainly would. — Ben Bernanke
Always be a first-rate version of yourself and not a second-rate version of someone else.
In fact, the recent increase in intra-firm trading enables businesses to shift their activities across borders smoothly, thereby strengthening the response of economic activity to exchange rate movements in the long run. — Toshihiko Fukui
Although economists have studied the sensitivity of import and export volumes to changes in the exchange rate, there is still much uncertainty about just how much the dollar must change to bring about any given reduction in our trade deficit. — Martin Feldstein
To investors, job creation is a second-order effect. Market participants care first about interest rates, exchange rates, bond prices and the one great factor that affects all three: the long-term solvency of a bond company called the U.S. government. — Amity Shlaes
Time is priceless. Spend it with people you have high value and energy exchange rates with. — Amy Jo Martin
Insurance Rate Quotes
I've been a young man. Boobs are near the center of the universe, until you turn twenty-five or so. Which is also when young men's auto insurance rates go down. This is not a coincidence. — Jim Butcher
Skyrocketing insurance premiums are debilitating our Nation's health care delivery system and liability insurers are either leaving the market or raising rates to excessive levels. — Jim Ryun
The insurance companies do not refer to the key policy rate when they send their statements. We can only control that rate. Long-term interest rates are determined largely by global financial markets. — Mario Draghi
Always be a first-rate version of yourself and not a second-rate version of someone else.
The high price of health care in this country is a serious issue that demands serious attention. Putting limits on damages have little or no effect on skyrocketing malpractice insurance rates. — Mary Landrieu
Facts are, insurance ratings are really dependent on the notion that some people are higher risk than others. — Patrick J. Kennedy
Women tend to need the healthcare system more because we bear children. Insurance companies - not all of them, but many of them - 'gender-rate.' Women may pay 40% more for their health insurance than men do. — Gloria Steinem
Every good laboratory consists of first rate men working in great harmony to insure the progress of science; but down at the end of the hall is an unsociable, wrong-headed fellow working on unprofitable lines, and in his hands lies the hope of discovery. — Ernest Rutherford
[On gender-rating by insurance companies:] They say the reason they get to charge more is we have children. I would say having children is a socially useful act. Being female is not a preexisting condition. — Gloria Steinem
You have to be careful on the deck, because of the "hatches," which are holes placed around a sailboat at random to increase the insurance rates. — Dave Barry
Term Life Insurance is the only insurance I recommend. It's the least expensive way to get the coverage your family needs and allows you to lock in rates for 15, 20 or 30 years. Zander's online quoting system will help you find the most competitive options. It's more affordable than you think! — Dave Ramsey
Ups Rate Quotes
If you dry the chestnut, both the barks being taken away, beat them into powder and make the powder up into an electuary with honey, it is a first-rate remedy for cough and spitting of blood. — Nicholas Culpeper
If you want to succeed, double your failure rate. — Thomas J. Watson
We're seeing the yield curve steepen, that means long rates are going up but short rates are not because the Fed is holding them down and this is usually good for financial stocks. — Cathie Wood
When the first-rate author wants an exquisite heroine or a lovely morning, he finds that all the superlatives have been worn shoddy by his inferiors. It should be a rule that bad writers must start with plain heroines and ordinary mornings, and, if they are able, work up to something better. — F. Scott Fitzgerald
The American audience has really opened up to women being A.) funny and B.) kinda crude. 'Bridesmaids' is R-rated, and I think it was a major coup for women to have an R-rated comedy that did really well. Same as 'Bad Teacher.' — Chris Pratt
Up to 90% of the total decline in the death rate of children between 1860-1965 because of whooping cough, scarlet fever, diphtheria, and measles occurred before the introduction of immunisations and antibiotics. — Archie Kalokerinos
Set and enforce an aspirational hourly rate. If fixing a problem will save less than your rate, ignore it. If outsourcing a task will cost less than your rate, outsource it. Get comfortable disappointing people whose expectations will eat your life up, one hour at a time. — Naval Ravikant
It turns out that when breathing at a normal rate, our lungs will absorb only about a quarter of the available oxygen in the air. The majority of that oxygen is exhaled back out. By taking longer breaths, we allow our lungs to soak up more in fewer breaths. — James Nestor
Breaking up is a natural evolution when you try to figure out what you want in life. If you're with an individual who isn't moving in the same direction and at the same rate that you are, it ain't going to work. — Usher
Rowing is an absurdly simple sport. I can easily guide a beginner throught the right technical motions. The difficulty arises when the beginner attempts to repeat those motions on a bumpy race course, at 40 strokes a minute, with his heart rate zooming, and an opponent charging up his stern. — Brad Alan Lewis
Second Rate Quotes
The third-rate mind is only happy when it is thinking with the majority. The second-rate mind is only happy when it is thinking with the minority. The first-rate mind is only happy when it is thinking. — A. A. Milne
Nothing would please the Kremlin more than to have the people of this country choose a second rate president. — Richard M. Nixon
A first-rate soup is more creative than a second-rate painting. — Abraham Maslow
Why become a second-rate Ravel when you're already a first-rate Gershwin? — Maurice Ravel
Joe Louis is the greatest heavyweight champion of all time. Rocky Marciano is second only to Louis. Where do I rate Ali? Somewhere below me. I beat him, and if I could beat him, no doubt Joe Louis and Rocky Marciano could have beaten him. — Joe Frazier
I may not be a first-rate composer, but I am a first-class second-rate composer. — Richard Strauss
China became the second biggest economy in the world by pegging their currency to the dollar at an artificially cheap rate. — Max Keiser
There is a rawness and a wonder to life. Pursue it. Hunt for it. Sell out to get it. Don't listen to the whines of those who have settled for a second-rate life and want you to do the same so they won't feel guilty. Your goal is not to live long; it's to live. — Max Lucado
What's terrible is to pretend that second-rate is first-rate. To pretend that you don't need love when you do; or you like your work when you know quite well you're capable of better. — Doris Lessing
Pessimists are second rate people. They do not believe in life. ... All they want to do is drag you down and appease their own feelings of mediocrity and fear. — Uell Stanley Andersen
Interest Rate Quotes
We have lowered interest rates to near zero in order to bring down borrowing costs. We have also committed to keeping rates at this low level until we are confident that the economy has weathered the storm. — Jerome Powell
The difficulty for Mr. Obama will be when the public sees where his decisions lead - higher inflation, higher interest rates, higher taxes, sluggish growth, and a jobless recovery. — Karl Rove
Low interest rates wipe out savers and devastate middle-class workers. The banksters have orchestrated this wealth transference of trillions, from the poor to the very wealthy. At the expense of everybody who isn't at the top. — Max Keiser
Big banks, highly leveraged casinos, do whatever they can to keep the cost of their gambling as cheap as possible. This means keeping interest rates as cheap as possible. — Max Keiser
When the time comes to raise interest rates, we’ll certainly do that, and that time, by the way, is no time soon. — Jerome Powell
Regional interest rate differentials persisted until around the time of World War I and helped shape the attitudes of Americans living in western areas toward the nation's financial system. — Jerome Powell
The expectation of gradual policy normalization should reduce the likelihood of outsized movements in interest rates. — Jerome Powell
Sleep is the interest we have to pay on the capital which is called in at death; and the higher the rate of interest and the more regularly it is paid, the further the date of redemption is postponed. — Arthur Schopenhauer
The FOMC has considerable control over short-term interest rates. — Jerome Powell
I'm doing my part, building plants at a record rate, having historic conservation levels. The only people not doing their part is the federal government that is siding with the energy companies against the interests of the people of California. — Gray Davis
Rate Of Change Quotes
Criminality is always the result of poverty. Countries that experience such a fundamental change as we have - we had the apartheid regime and must now develop a multicultural democracy - must necessarily pass through a phase of high crime rates. — Jacob Zuma
When the rate of change outside is more than what is inside, be sure that the end is near. — Azim Premji
But planned obsolescence is possible only if the rate of technological change is contained. — David Harvey
We are working to change the public view of the vaccine. The public initially accepted the vaccine and we had to kind of slowly turn the ship. Now, in the U.S. the rates of vaccination have been dropping since April 8. Most of the vaccination centers are empty. — Peter A. McCullough
There is clear empirical evidence that the response of EME financial markets to different shocks, including changes in U.S. interest rates, depends importantly on the state of economic fundamentals in the EMEs themselves. — Jerome Powell
The late 20th century sea level rise rate lacks any sign of acceleration. Satellite altimetry indicates virtually no changes in the last decade. — Nils-Axel Morner
Hominid and human evolution took place over millions and not billions of years, but with the emergence of language there was a further acceleration of time and the rate of change. — William Irwin Thompson
Cameras began duplicating the world at that moment when the human landscape started to undergo a vertiginous rate of change: while an untold number of forms of biological and social life are being destroyed in a brief span of time, a device is available to record what is disappearing. — Susan Sontag
The aging and declining population will have far-reaching impacts. Declining fertility rates will possibly increase immigration. The structure of family and society will inevitably change. — Toshihiko Fukui
The rate of technological and human physiological change in the 20th century has been remarkable. Beyond that, a synergy between the improved technology and physiology is more than the simple addition of the two. — Robert Fogel
Mortgage Rate Quotes
Preserving the 30-year prepayable fixed-rate mortgage - it's like the bedrock of the housing system - is critical. — Bill Ackman
There is no better way to quickly buoy hard-pressed homeowners than helping them take advantage of the currently record low fixed mortgage rates and significantly reduce their monthly mortgage payments. — Mark Zandi
Read books are far less valuable than unread ones. The library should contain as much of what you do not know as your financial means, mortgage rates, and the currently tight real-estate market alow you to put there. — Nassim Nicholas Taleb
Well, we're just now seeing the reductions in mortgage rates. The mortgage rates are based on the ten-year rate and the Fed controls the overnight or the shorter rates. — Franklin Raines
They flooded liquidity in the marketplace but the mortgage rate is based much more on expectations of inflation. So if the average investor believes that there is inflation coming, they'll move that rate up. — Franklin Raines
Well, you know, we've got a lot of stimulus in the economy already from the tax cut, from the lowered interest rates, and also from the refinancing of mortgages. — Franklin Raines
What the mortgage bubble was all about was big banks like Goldman Sachs taking big bundles of subprime mortgages that were lent out largely to low-income, highly risky borrowers, and applying this kind of magic-pixie-dust math to these bundles of securities and slapping AAA ratings on them. — Matt Taibbi
Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even? — Barbara Corcoran
Right now we think that rates will stay low, that you'll be able to get a mortgage below seven percent and that's kicked off a refinance boom that's going to put more money in the pockets of consumers. — Franklin Raines
We think if the economy remains weak that we could see mortgage rates trail down and we think that we could see rates below seven percent into early next year. — Franklin Raines
Birth Rate Quotes
On the contrary, the most urgent problem today is how to limit and discourage the over-fertility of the mentally and physically defective. — Margaret Sanger
We will establish a policy system to boost birth rates and pursue a proactive national strategy in response to population ageing. — Xi Jinping
One must take draconian measures of demographic reduction against the will of the populations. Reducing the birth rate has proved to be impossible or insufficient. One must therefore increase the mortality rate. How? By natural means. Famine and sickness — Robert McNamara
The fate of nations is intimately bound up with their powers of reproduction. All nations and all empires first felt decadence gnawing at them when their birth rate fell off. — Benito Mussolini
Anyone who opposes methods to control the birth rate, is automatically voting in favour having the death rate go up. — Paul R. Ehrlich
Excellent outcomes with much lower intervention rates are achieved at home births. This may be because the overuse of interventions in hospital births introduces risks or the home environment promotes problem-free labors. — Henci Goer
If birth matters, midwives matter. In Europe, there are hospitals where the cesarean rate is less than 10%, and you'll find midwives in these hospitals, you'll see a lot less re-admissions with infections and complications, and you'll see a lot less injury to mothers. — Ina May Gaskin
But to measure cause and effect... you must ensure that a simple correlation, however tempting it may be, is not mistaken for a cause. In the 1990s the stork population of Germany increased and the German at-home birth rate rose as well. Shall we credit storks for airlifting the babies? — Neil deGrasse Tyson
If the current birth rate, which is the lowest in the major developed countries, continues, there will be no Japanese. Who will pay the enormous debt? — Jim Rogers
I have heard it said that families with many children and high birth rates are among the cause of poverty. It seems to me a simplistic opinion. I can say that the main cause of poverty is an economic system that has removed the person from the center. — Pope Francis
Unemployment Rate Quotes
In Greece, the unemployment rate has risen to 22%. The solution to the problem was to raise taxes on the rich, according to the Greek president Barack Obama-opolis. — Jay Leno
Since 1994, unemployment rates are lower. Median household income is higher. A greater percentage of Americans are graduating from college. Home ownership rates are higher. And the violent crime rate has decreased. — Cliff Stearns
People aren't stupid. I mean, people remember in 1990, the unemployment rate was 10 percent. Now it's 4 _ percent. We've got 1/4 million jobs that we've created. — Bill Weld
People aren't stupid. I mean, people remember in 1990, the unemployment rate was 10 percent. Now it's 4 _ percent. We've got 1/4 million jobs that we've created. — William Weld
The high rate of unemployment among teenagers, and especially black teenagers, is both a scandal and a serious source of social unrest. Yet it is largely a result of minimum wage laws. We regard the minimum wage law as one of the most, if not the most, anti-black laws on the statute books. — Milton Friedman
Nevada was hit hardest by the recession - highest unemployment, highest foreclosure rate, highest bankruptcy rate. — Brian Sandoval
If you want a simple model for predicting the unemployment rate in the United States over the next few years, here it is: It will be what Greenspan wants it to be, plus or minus a random error reflecting the fact that he is not quite God. — Paul Krugman
The tax rate increases reduce economic growth; they shrink the pie; they cause more poverty, more despair, more unemployment, which are all things government is trying to alleviate with spending. — Arthur Laffer
We don't have a major problem right now in our country, and life is normal. Things like unemployment, which the youth are suffering from, and the rate of inflation - these are chronic conditions and we have to solve them. — Akbar Hashemi Rafsanjani
Despite our high rate of unemployment, 300,000 jobs go unfilled largely because many of the unemployed lack the skills needed today as a result of technological progress. — Kim Campbell
Heart Rate Quotes
Brain health depends on periods of high heart rate. Failing that, brain capillary health is compromised, and neurons are lost. 90% of our brain vasculature are tiny blood vessels - without exercise, they collapse, and neurons die. — Rhonda Patrick
Soon we'll be out amid the cold world's strife. Soon we'll be sliding down the razor blade of life. But as we go our sordid sep'rate ways, We shall ne'er forget thee, thou golden college days. Hearts full of youth, Hearts full of truth, Six parts gin to one part vermouth. — Tom Lehrer
You have to slow your heart rate, stay calm. You have to shoot in between your heartbeats. — Chris Kyle
Throw away your 10-function chronometer, heart-rate monitor with the computer printout, training log, high-tech underwear, pace charts, and laboratory-rat-tested-air-injected-gel-lined-mo-tion-control-top-of-the-line footwear. Run with your own imagination. — Lorraine Moller
Calligraphy may well be simply an artistic version of another form, that is the ideograms which make up the poem, but then not only does it reflect the character and temperament of the artist but . . . also betrays his heart rate, his breathing. — Sijie Dai
I don't happen to think magazines should be full of thin people. What I do say is that we can all work a little harder with what we have. It is possible to achieve a better body shape and heart rate with nutrition and exercise. — Linda Evangelista
Even if, as is generally the case, everything that the ad says about the product is scrupulously honest, or at any rate scrupulously avoids outright dishonesty, the implication of the direct address of most commercials - that the announcer speaks with the viewer's welfare at heart - is fraudulent. — Michael Schudson
Meditation is one of the most therapeutic things that one can do for the body and mind. Specifically, studies demonstrate a reduction in blood pressure, heart rate, and other stress marker indicators. — Tim McCarthy
The idea that rhythm is intrinsically human — not just primitive — that we all have hearts that beat at a steady rate and don't stop...reminds me of life itself. In that sense my music is like certain popular music where the rhythm drives from beginning to end. — Michael Torke
Medical research has shown that when an 8 week old human foetus is pricked in the palm of his hand by a needle, he opens his mouth and pulls his hand away. There is also an increase in heart rate as a result. This shows that an 8 week old foetus can feel pain — Mark Volman
It appears that the murder rate inside prisons is ten times higher than that outside prisons. It must be due to all those Kalashnikov rifles that are issued to prisoners upon their incarceration. — Jeff Cooper
We live in a country that talks about being the home of the brave and the land of the free, and we have the highest incarceration rate in the world. — Bryan Stevenson
Student debt is crushing the lives of millions of Americans. How does it happen that we can get a home mortgage or purchase a car with interest rates half of that being paid for student loans? We must make higher education affordable for all. We must substantially lower interest rates on student loans. This must be a national priority. — Bernie Sanders
At the rate America is decaying morally, we shall have to change our national symbol from an eagle to a vulture. — Vance Havner
I set out to become the greatest lover in Vienna, the greatest horseman in Austria, and the greatest economist in the world. Alas, for the illusions of youth: as a horseman, I was never really first-rate. — Joseph A. Schumpeter
It is an honor to be awarded with such a high rating from an organization as well respected as the NAACP. I am pleased that the oldest and largest civil rights organization in the nation, has recognized my voting record. — Joe Baca
When the central bank manipulates the interest rate lower than the market clearing price by directing banks to create more money by lending, they are at once reducing the amount of savings available in society and increasing the quantity demanded by borrowers while also directing the borrowed capital toward projects which cannot be completed. — Saifedean Ammous
The test of a first-rate intelligence is the ability to hold two opposed ideas in mind at the same time and still retain the ability to function. — F. Scott Fitzgerald
Rate your individual acts as good or bad, if you like. Seek to perform as many good ones, and as few bad ones, as possible. — Oliver Burkeman
Ns are poster children for psychosocial stress, living in troops with bruising and shifting dominance hierarchies among males and high rates of male aggression. — Robert M. Sapolsky
A part of the problem is that overconsumption of sugar seems to alter our taste buds. As they become used to it, our bodies crave more and more. One illuminating 2016 study compared two groups of people who, initially, were consuming the same amount of sugar. One group was put on a low-sugar diet whilst the other group continued on their existing one. The group consuming a low-sugar diet rated the same dessert as sweeter than the group who had not reduced their sugar intake. As every month passed, they rated it as more and more sweet. This is further evidence that reducing your intake of sugar changes your sense of taste. — Rangan Chatterjee
We try to find very robust, stable businesses which are only very modestly levered and as a result we don’t need to think particularly ‘top down.’ We don’t need to think about exactly where interest rates are going to be for us to do well. We look for a big discount. If you can buy something for 50 cents in the dollar - yes. — Bill Ackman
When the rate of return on capital exceeds the rate of growth of output and income, as it did in the nineteenth century and seems quite likely to do again in the twenty-first, capitalism automatically generates arbitrary and unsustainable inequalities that radically undermine the meritocratic values on which democratic societies are based. — Thomas Piketty
If you can outsource something or not do something for less than your hourly rate, outsource it or don’t do it. — Naval Ravikant
The United States is the world’s reserve currency. The dollar is the world’s reserve currency. And we have the ability to borrow at low rates. We have the ability to service that debt. — Jerome Powell
Vitamin D deficiency is associated with a 25% higher risk of premature death. People with vitamin D deficiency also had higher death rates from cancer and particularly respiratory diseases. — Rhonda Patrick
We will go to every part of Tamil Nadu and tell the people that Hindi is coming and that it is like a thunder strike on the heads of Tamil and Dravidian people.... If Hindi were to become the official language of India, Hindi-speaking people will govern us. We will be treated like third rate citizens — C. N. Annadurai
The rate of childhood obesity is just ridiculous. Anytime I can get involved with teaching them how to get physical exercise, I want to help in any way possible — Shannon Miller
American families, families back home in Minnesota, know only too well that out-of-pocket expenses for health care have been rising at an astonishing rate. — Jim Ramstad
Nowhere in the Bible, however, do we find God distinguishing between levels of sin. God doesn't share our rating system. To him, all sin is equally evil, and all sinners are equally lovable. — Judah Smith
The key to understanding Russia is the realization that, for over 400 years, Russia has been expanding at an average rate of 50 square miles per day. — Tim Marshall
It can’t be stressed enough: Western total fertility numbers cannot be trusted. We’re still counting Boomer/Gen X fertility rates even though they’ve long stopped reproducing. The millennials/Gen Z are effectively barren. Huge demographic collapse inbound. — Philip Pilkington
By purchasing and holding large amounts of Treasury securities and MBS, we put additional downward pressure on term premiums and so on long-term rates. — Jerome Powell
In Washington State, the immigrant population has grown by 42 percent in the five years between 2000 and 2005 - which is an increase from 8 percent to 10.6 percent of the overall population - and the jobless rate in the state has hit a 6 year low. — Dave Reichert
Well I am certainly wiser than this man. It is only too likely that neither of us has any knowledge to boast of; but he thinks that he knows something which he does not know, whereas I am quite conscious of my ignorance. At any rate it seems that I am wiser than he is to this small extent, that I do not think that I know what I do not know. — Socrates
The distinction between the old and the new formulations consisting in the incorporation of the concept of the rate of chemical reactions is so great that it immediately asserted itself in the objective development of catalysis. — Wilhelm Ostwald
In Conclusion
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